What You Need to Know:

Under age 65 and/or non-Medicare eligible.

The current Cigna healthcare plans (OAP High, OAP Standard and SureFit) will continue to be offered to eligible retirees and dependents who are under age 65, or dependents over age 65 and not Medicare eligible. There are rate increases on all three healthcare plans. There are, also, minor plan design changes to the OAP plans. The plan design for SureFit will remain the same. Please visit the Cigna Healthcare Plan Design Comparison Chart for details regarding the plan design on all three plans.

The current Flexible Benefits will continue to be offered for the 2023 plan year with no plan design or premium changes.

If you do not enroll, the following will occur:

• If you and your dependent are currently enrolled in a Cigna healthcare plan and do not wish to make any changes, your benefit will continue for the 2023 plan year. Plan design and premiums changes will be automatically applied. You can make changes to healthcare coverage by logging in to the Retiree Self-Service Platform.
• If you have an eligible Over 65 and/or Medicare eligible dependent currently enrolled in a Medicare sponsored healthcare plan, their benefit will continue for the 2023 plan year; however, plan design and premium changes will apply. You can make changes to their Medicare plan, by logging in to the Retiree Self-Service Platform. Enrollment and/or cancellation of a UHC Supplement Plan is only through the Medicare company. In order for your eligible Medicare dependent to continue their participation in the Medicare offerings, you must be enrolled in an offered Cigna healthcare plan
• If you and your dependent are currently enrolled in Flexible Benefits and do not wish to make any changes, your benefits will continue for the 2023 plan year. There are no plan design or premium changes to the benefits being offered.  You can make changes to your current Flexible Benefits by logging in to the Retiree Self-Service Platform.
• If you are currently covering an Adult Child dependent (age 26 – 30), their benefit will continue for the 2023 plan year.  However, you must resubmit dependent eligibility documentation, even if previously submitted. Failure to submit the required dependent eligibility documentation will result in the termination of your Adult Child coverage, effective December 31, 2022.

Over age 65 and/or Medicare eligible

The Leon Medical Centers Medicare Advantage plan will not be offered for the 2023 plan year. Therefore, if you are currently enrolled in this plan, your coverage will terminate on December 31, 2022. Visit https://mdcps.fbmcbenefits.com/home/medicare/ , to view plan design and Comparison Charts.

The current Medicare healthcare plans (except for Leon Medical Centers MA plan), Prescription Drug Plans (PDP) and/or Flexible Benefits will continue to be offered for the 2023 plan year.

If you do not enroll, the following will occur:

• If you and your dependent are currently enrolled in a Medicare sponsored healthcare plan and do not wish to make any changes, your benefit will continue for the 2023 plan year; however, plan design and premium changes will apply. You can make changes to your Medicare plan by logging in to the Retiree Self-Service Platform.

• If you are currently covering dependents in a (non-Medicare) plan, their benefit will continue for the 2023 plan year. The current Cigna healthcare plans Cigna (OAP High, OAP Standard and SureFit) will continue to be offered. There are rate increases on all three healthcare plans. There are, also, minor plan design changes to the OAP plans. The plan design for SureFit will remain the same. Please visit the Cigna Healthcare Plan Design Comparison Chart for details regarding the plan design on all three plans.  You can make changes to their healthcare coverage by logging in to the Retiree Self-Service Platform.

• If you are currently enrolled in Flexible Benefits and do not wish to make any changes, your benefits will continue for the 2023 plan year. There are no plan design or premium changes to the benefits being offered.  You can make changes to your current Flexible Benefits by logging in to the Retiree Self-Service Platform.
• If you are currently covering an Adult Child dependent (age 26 – 30), their benefit will continue for the 2023 plan year.  However, you must resubmit dependent eligibility documentation, even if previously submitted. Failure to submit the required dependent eligibility documentation will result in the termination of your Adult Child coverage, effective December 31, 2022.