COBRA Participants
Getting
Started
Do I need to enroll?
No. This is a changes only enrollment, therefore your current Healthcare and/or Flexible Benefits will continue for the 2023 plan year.
How can I make changes to my current selections?
You will need to submit your enrollment form by the 2023 Open Enrollment deadline of November 15, 2022.
Will I receive new coupons for next year?
You will receive new billing coupons for the billing period of January 1 through December 31, 2023.
What if I do not want to continue my current coverage for the 2023 Plan Year?
If you do not want your current coverage to continue for the remainder of the 2023 plan year, you must contact the TASC Customer Care number at 800-422-4661, Monday – Friday, 8:00 a.m. – 5:00 p.m., ET.
If I need help in completing my enrollment form or have additional questions, where can I go to get help?
You can contact the TASC Customer Care number at 800-422-4661, Monday – Friday, 8:00 a.m. – 5:00 p.m., ET.
Eligibility
What is COBRA?
COBRA is the Consolidated Omnibus Budget Reconciliation Act passed by Congress in 1986. COBRA provides the continuation of group healthcare coverage that has been lost due to certain, specific events.
Which employers are required to offer COBRA coverage?
Employers with 20 or more employees are required to offer COBRA coverage and notify in writing the COBRA Qualified Beneficiaries of their entitlement.
Who is entitled to COBRA coverage?
Individuals covered by a group health plan that experience a valid qualifying event leading to loss of healthcare coverage.
Qualifying events include:
- Separation/Termination
- Change in employment status, resulting in the loss of healthcare coverage
- Divorce of a covered member
- Death of a covered member
- Loss of dependent eligibility under plan rules/guidelines
Coverage
What benefits could be continued under COBRA?
The benefits offered are:
- healthcare
- dental
- vision
- FSA
These benefits are the same benefits the member had when covered under the group plan.
What is the cost of COBRA benefits?
The cost for the benefits cannot exceed 102 percent of the premium previously being paid by the employer, participant or the combination of both.
When are COBRA premiums due?
After you make your first payment for continuation coverage, you will be required to make periodic payments for each subsequent coverage period. The amount due for each coverage period for each qualified beneficiary will be shown on the notice. The periodic payments for continuation coverage are due on the first day of the month for which coverage is provided. If you make a periodic payment on or before the first day of the coverage period to which it applies, your coverage under the Plan will continue for that coverage period without any break.
Can I choose one healthcare plan or one flexible benefit for myself and another for my family?
No. You must cover your family with the same medical plan and/or flexible benefits as yourself.
When are my monthly premiums due?
You must refer to your billing coupon for due date, amount due and where to mail your payment. If payment is not received by the due date, coverage will be terminated and you will lose your COBRA eligibility. Please note that any previous year premiums for medical, dental and/or vision coverage must be paid in order for your current coverage to become effective.
Who do I contact to make my mid-year change?
You may contact the TASC Customer Care number at 800-422-4661, Monday – Friday, 8:00 a.m. – 5:00 p.m., ET.
Dependents
Can I cancel my coverage OR my dependent’s coverage at any time during the year?
Yes. You may cancel your coverage and your dependent’s coverage any time during the year. However, if you cancel your dependent’s coverage only, you may re-enroll them during the next open enrollment period. You must contact TASC Customer Care number at 800-422-4661, Monday – Friday, 8:00 a.m. – 5:00 p.m., ET.
Can my family continue their coverage if I die?
Yes. A dependent who is covered under the plan at the time of the COBRA participant’s death will be eligible to continue their coverage for the duration of the period of initial eligibility.
Enrollment
Your Benefits
FAQ's
Rates
Office of Risk and Benefits Management
1501 N.E. 2nd Avenue, Suite 335
Miami, Florida 33132
Mon - Fri, 8 a.m. to 4:30 p.m. ET
www.dadeschools.net
305-995-7129
FBMC Service Center
Monday - Friday, 7 a.m. – 7 p.m.
1-855-MDC-PS4U (1-855-632-7748)