This is a mandatory enrollment for Cigna healthcare. The School Board continues to offer the current Cigna healthcare plans (OAP High, OAP Standard, and SureFit). There are minor plan design changes to the OAP (High and Standard) healthcare plans. There are no plan design changes to the SureFit healthcare plan. Cigna healthcare plans rates are not changing.

If you are currently enrolled in Flexible Benefits (i.e. dental, vision, HIC, legal, etc.), those benefits will continue for the 2023 plan year.

If you do not enroll during the enrollment period, the following will occur:

• Your and your dependent’s current Cigna healthcare coverage will terminate on December 31, 2022.
• If you are currently declining healthcare coverage, your opt-out election will terminate on December 31, 2022.

• You will be automatically auto-assigned to the Cigna SureFit (employee only) healthcare plan. This plan requires the selection of a Primary Care Physician (PCP); therefore, Cigna will assign you a participating provider based on your zip code.
• If you are currently enrolled in Flexible Benefits, those benefits will continue for the 2023 plan year.

To enroll for healthcare coverage:

• You must complete the 2023 Healthcare Benefits Enrollment Form by the open enrollment deadline of November 15, 2022.
• If you wish to decline your healthcare coverage, because you are currently enrolled in Medicare, Medicaid and/or other group insurance, you will need re-enroll in this option during open enrollment. Additionally, you must submit proof of active healthcare coverage with a current date. If the proof is not submitted upon request, you will be automatically assigned to the Board-paid Cigna SureFit healthcare plan

To enroll/ change your flexible Benefits:

• Complete the 2023 Flexible Benefits Enrollment form. You must include your first monthly premium made payable to FBMC with your enrollment form before the deadline of November 15, 2022. The effective date of coverage will be January 1, 2023.
• You may also complete your enrollment online through FBMC’s online self-service benefits enrollment platform. Visit https://transamerica.benselect.com/MDCPS  to complete your online enrollment. You must have your employee ID and your confidential PIN. Your PIN is the last 4 digits of your SSN + the last 2 digits of your birth year.

For additional information, please contact the FBMC Service Center at 1-855-632-7748, Monday – Friday, 7 a.m. to 7 p.m.

• The School Board continues to offer the current Cigna healthcare plans (OAP High, OAP Standard, and SureFit).
  • There are minor plan design changes to the OAP (High and Standard) healthcare plans.
  • There are no plan design changes to the SureFit healthcare plan.
• Cigna healthcare plans rates are not changing.
  • Selection of a Primary Care Physician (PCP) is required at the time of enrollment. If a PCP is not selected, Cigna will assign you a participating provider based on your zip code.
  • You must live in the tri-county (Miami-Dade, Broward and Palm Beach) service a
• The Cigna SureFit plan will be the free option (employee-only) for benefits eligible employees.
• Dependent premiums for healthcare will continue to be subsidized for employees who are eligible for Board-paid benefits.

• If you enroll a dependent(s) in your benefits, the Social Security Number is required during the enrollment process for each dependent. You must submit dependent eligibility documentation (i.e., marriage certificate for spouse, birth certificate for natural children), for all covered dependents, upon request. If you do not provide the required documentation, coverage will be terminated.
• You and your dependent(s) must be enrolled in the same healthcare plan.
• If you cover your spouse/domestic partner on your healthcare plan and your spouse/domestic partner has coverage available from his/her own employer, an additional annual surcharge of $800 will be charged. The annual surcharge will be deducted $40.20 bi-weekly via payroll deduction. If your spouse/domestic partner does not have an employer sponsored healthcare plan available to him/her, please make sure to select the appropriate response on the online enrollment application and the spousal/domestic surcharge will not be applied.

Benefits Salary (annual base salary as of June 30 each year) determines:

• Your salary band and the Board Contribution to your and your dependents’ healthcare cost.
• Board-paid life insurance amount.
• Disability benefit, which is a percentage of your benefit base salary.
• Benefits Salaries being used for the current Open Enrollment is your employee annual salary as of June 30, 2021.

• If you are no longer employed by the School Board, you will be provided the opportunity to continue your benefits in accordance with the Federal COBRA Law. You will be provided the ability to continue your medical, dental and/or vision plan if active and paid up to date at the time of termination.