Full-time Employees (Hired On or After 10/1/2022)
Getting
Started
What is a new employee and when do benefits become effective for employees hired on or after October 1st, 2022?
A new employee is defined as an employee without active benefits. Following a 90-calendar-day waiting period, new hires will be eligible for Board-paid healthcare (Cigna SureFit plan (employee-only)), life insurance (at one time your annual base salary, decided per your Bargaining Contract) and standard short-term disability. Coverage will be effective on the 91st day. During your New Hire enrollment period, you will be able to enroll in one of the three healthcare plans offered: Cigna OAP High, Cigna OAP Standard and Cigna SureFit. You will need to satisfy 12 months of continuous employment in a benefits-eligible position, before being able to enroll in another offered plan for the following plan year.
Additionally, employee-paid benefits elected for yourself and for your dependents will be effective the first of the month following the first payroll deduction.
Must all new employees enroll?
Yes. You must complete your enrollment by logging in to www.dadeschools.net. As a new employee, you will receive an email prompting you to enroll online for your flexible benefits 60 days after your date of hire. You must enroll online by the deadline stated in the email.
What is the deadline for completing my online enrollment?
Your initial enrollment period is 30 calendar days from the date of your email notification. You will not be able to make change to your benefits after your initial enrollment period deadline until the next open enrollment period, unless you’ve experienced a qualifying Change of Status event.
What if I do not enroll?
If you do not complete your enrollment in the allotted time:
- You will automatically be assigned to Cigna SureFit (employee-only) healthcare plan and no dependent healthcare coverage. Coverage will be effective on your 91st day.
- You will automatically receive Standard Short-term Disability coverage and Life Insurance at one times your annual base salary (amount is decided per your Bargaining Contract). Coverage will be effective on your 91st day.
- You will not have any flexible benefits (i.e. dental, legal, etc.) and no dependent coverage.
These benefits will be effective for the remainder of this plan year, as long as your full-time employment with Miami-Dade County Public Schools continues.
What if I want to change my benefits selection after I enroll?
You may change your benefits selection as many times as you wish until the end of your initial enrollment period.
Coverage
Can I elect not to be covered?
In lieu of healthcare coverage, you will receive $100 per month paid bi-weekly through the payroll system based on your deduction pay schedule (subject to withholding and FICA) as follows:
10-month employees will receive their payment in 20 pay checks.
11-month employees will receive their payment in 24 pay checks.
12-month employees will receive their payment in 26 pay checks.
If you do not provide proof of other group healthcare coverage, you will be automatically assigned the Cigna SureFit (employee-only) healthcare plan.
Can I select coverage for myself through one healthcare plan benefit and another for my family?
No. You and your eligible dependents must be covered with the same healthcare plan.
Can I select coverage for myself through one flexible benefit plan provider and another for my family?
No. You and your eligible dependents must be covered with the same flexible benefit and provider.
How do I view the Cigna or Flexible Benefit Plan Provider Directories?
To view participating providers in Cigna: log in to www.cigna.com and click on “Find a Provider.”
To view participating providers in the Flexible Benefits Plans: visit www.dadeschools.net, and click on “2023 Benefits”.
If electing dependent coverage or employee-paid benefits, when will my first deduction be taken and what is the effective date on these benefits?
The first deduction for benefits will be taken from the last pay check of the month in which you enroll and your benefits are processed. The effective date is the first of the following month after that first deduction is taken.
Dependent
What do I need to submit to ensure that my dependent(s) will have coverage?
You will need to submit dependent eligibility verification documentation. Failure to submit this required documentation will result in the termination of your dependent(s) coverage.
Office of Risk and Benefits Management
1501 N.E. 2nd Avenue, Suite 335
Miami, Florida 33132
Mon - Fri, 8 a.m. to 4:30 p.m. ET
www.dadeschools.net
305-995-7129
FBMC Service Center
Monday - Friday, 7 a.m. – 7 p.m.
1-855-MDC-PS4U (1-855-632-7748)